A pension is a tax efficient way to save for your retirement. Its performance can fluctuate markedly according to prevailing economic conditions, and there are numerous options in terms of diversifying the spread of investments or consolidating policies together.
At Select Investment Managers, we recognise that achieving the maximum return from a pension vehicle (and avoiding any shortfall) is crucial to generate sufficient income for a safe and happy retirement. We also appreciate that this industry’s complexity can seem daunting to people wishing to investigate their options, or make changes to their existing policies.
For these reasons, our knowledgeable financial advisers offer jargon-free support and recommendations based around each client’s unique circumstances and preferences. As regulated financial planners, we won’t suggest high-risk strategies unless our clients expressly request them. At the same time, we’ll provide detailed guidance on how to aim to extract the best returns from each pension vehicle.
A regular pension review can ensure that the most suitable path is being taken in terms of risk and rates of return. We believe this is a conversation that’s best conducted face-to-face, so that clients understand why any changes are being recommended – and what it will mean for their pensions. That’s why Select Investment Managers has a team of expert financial advisers in Edinburgh, as well as surrounding towns including Falkirk and Livingston. These experts are ready to sit down and talk through a wide range of available options.